Intensifying materialism through buy-now pay-later (BNPL): examining the dark sides

VA Raj, SS Jasrotia, SS Rai - International Journal of Bank Marketing, 2024 - emerald.com
Purpose Buy-now, pay-later (BNPL) services can put consumers into a debt trap by
encouraging consumers to buy things they cannot afford, leading to a culture of materialism …

Investigating the determinants of consumer confidence and online impulse buying intentions: an experimental study

RA Jamil, A Qayyum, Z Ahmad… - Asia-Pacific Journal of …, 2024 - emerald.com
Purpose This study examines the effects of risk reduction, seller reputation, eWOM and
warranties on consumer confidence and online impulse buying intentions through the lens …

Role of privacy concerns and trust in consumers' intention to use Buy-Now, Pay-Later (BNPL): an extended TPB model

VA Raj, SS Jasrotia, SS Rai - International Journal of Human …, 2024 - Taylor & Francis
Privacy concerns and trust have recently been proposed as crucial issues in consumers'
adoption of online services. Therefore, we have used an extended theory of planned …

Buy Now Pay Later—A Fad or a Reality? A Perspective on Electronic Commerce

DA Lupșa-Tătaru, E Nichifor, L Dovleac, IB Chițu… - Economies, 2023 - mdpi.com
The Millennials and Generation Z use online shopping for a holistic experience and buy
more expensive or better-quality products with buy now pay later payment methods for their …

Mobile payment, financial behavior and financial anxiety: a multi-group structural equation modeling study

T An, JJ Xiao, N Porto, L Cruz - International Journal of Bank …, 2024 - emerald.com
Purpose This study aims to examine the association between mobile payment usage and
financial anxiety and explore the mediating role of financial behavior. Moreover, this …

Role of perceived risks and perceived benefits on consumers behavioural intention to use Buy-Now, Pay-Later (BNPL) services

VA Raj, SS Jasrotia, SS Rai - Journal of Facilities Management, 2024 - emerald.com
Purpose Perceived risk and benefits have been proposed as crucial elements in consumers'
technology adoption intention. Therefore, this study aims to use the Unified Theory of …

Understanding the intricacies of risky indebtedness, impulse buying and perceived risk in buy-now-pay-later adoption

S Kumar, JK Nayak - Asia Pacific Journal of Marketing and Logistics, 2024 - emerald.com
Purpose This study aims to establish that the relationship between the risky indebtedness
behavior (RIB) of consumers and their attitude toward adopting buy-now-pay-later (BNPL) is …

Guest editorial: The dark side of FinTech: unintended consequences and ethical consideration of FinTech adoption

KB Ooi, TH Cham, GWH Tan, M Al-Emran… - International Journal of …, 2024 - emerald.com
In the contemporary era of globalization, businesses consistently prioritize and recognize
technology as a crucial factor for gaining a competitive advantage in the marketplace (Cham …

Intention to use buy-now-pay-later payment system among university students: a combination of financial parenting, financial self-efficacy, and social media intensity

S Aisjah - Cogent Social Sciences, 2024 - Taylor & Francis
In the last five years, new 'buy now pay later'(BNPL) and digital credit services have gained
popularity among young people, including university students. Despite offering processing …

Towards a causal link between food insecurity and buy-now-pay-later use by young Australians

B Gallo Cordoba, C Waite, L Walsh - Young Consumers, 2024 - emerald.com
Purpose This paper aims to understand if buy-now-pay-later (BNPL) services, a digital type
of credit that targets young consumers, acts as a protective or a risk factor for food insecurity …