Life insurance purchase behaviour: A systematic review and directions for future research

R Bhatia, AK Bhat, J Tikoria - International Journal of Consumer …, 2021 - Wiley Online Library
This paper presents a framework‐based systematic review of existing research to
understand the purchase behaviour of consumers for life insurance products. The TCM …

[HTML][HTML] Does risk assessment and specific knowledge impact crop insurance underwriting? Evidence from Romanian farmers

CM Dragos, SL Dragos, C Mare, GM Muresan… - Economic Analysis and …, 2023 - Elsevier
Romania is one of the European countries in transition which has undertaken changes to
align with the common agricultural policy after the EU adhesion. Our study examines the …

[HTML][HTML] Insurance holdings: Does individual insurance literacy matter?

P Bongini, D Cucinelli, MG Soana - Finance Research Letters, 2023 - Elsevier
Using a representative sample and a measure of insurance literacy developed and
validated by an insurance supervisor, this study tests the impact of insurance literacy on the …

Configurations of the driving factors promoting China's commercial health insurance: A comparative qualitative analysis based on the technology–organization …

X Huang, CL Tung, X Wang, X Xu, FI Lam, T Zhang - Heliyon, 2022 - cell.com
With the nation's remarkable improvement in living standards, China's health insurance
system cannot satisfy people's higher demands; therefore, it is necessary to promote the …

Per aspera ad astra: The big challenge of consumers' insurance literacy

D Cucinelli, A Lippi, MG Soana - International Journal of …, 2021 - Wiley Online Library
This paper is a pioneering study on the determinants of customers' insurance knowledge in
the Italian market. The analysis considers differences between life and non‐life insurance …

Life insurance consumption across generations: The roles of financial knowledge, planning horizon, and self‐control

L Rey‐Ares, S Fernández‐López… - … Journal of Finance & …, 2024 - Wiley Online Library
Life insurance enhances households' capacity to absorb financial shocks and protects
against personal risks that no one likes to contemplate. This is even more important in times …

Behavioral aspects of household portfolio choice: Effects of loss aversion on life insurance uptake and savings

I Do Hwang - International Review of Economics & Finance, 2024 - Elsevier
This paper provides empirical evidence that loss aversion decreases insurance demand
and increases savings demand using individual-level data on the US elderly. Specifically …

[HTML][HTML] Evaluation of the space-time effects of Covid-19 on household loans and savings in Romania-A spatial panel data approach at county level

Ș Belbe, D Moldovan, AM Andrieș, P Otto… - Emerging Markets …, 2024 - Elsevier
This article examines the effects of the Covid-19 crisis on the banking sector of Romania
using a spatial panel dataset of 21 months, from April 2020 to December 2021, among 41 …

Territorial Distribution of EU Funds Allocation for Developments of Rural Romania during 2014–2020

D Maier, AN Remete, AM Corda, IA Nastasoiu… - Sustainability, 2022 - mdpi.com
This study uses cross-section regressions and spatial econometrics techniques to identify
determinants of rural development project implementation based on the Common …

The determining factors of demand for life insurance: PLS method applied to the case of OECD and MENA countries

I Nasri, A Bouzir, MH Benhadj Mbarek… - The Journal of Risk …, 2024 - emerald.com
Purpose This article provides a comparative analysis of the relationship between insurance
and economic growth in the Organization for Economic Cooperation and Development …