Purpose This study aims to focus on exploring the role of fear of missing out (FOMO) in the
technology adoption context, whereby the bottom-of-the-pyramid (BOP) segment was …

Purpose This paper aims to develop and validate a cashless transaction adoption model
(CTAM) that integrates all essential elements to investigate the adoption of “cashless …

This research aims to discover how knowledgeable traditional market traders are regarding
digital payment technology, what challenges traders face when trying or considering using …

Purpose In recent years, Malaysia has seen a dramatic change in the landscape of financial
transactions due to the fast growth of mobile payment systems. This study aims to examine …

The COVID-19 pandemic has spurred a surge in digital payments, with over 40% of adults in
low-and middle-income countries making their first merchant payments using cards, phones …

Purpose: This study aims to determine the effect of perceived ease of use, perceived
benefits, and perceived risk of using QRIS among people in the city of Semarang …

The study examines the influence of digital financial literacy components—awareness,
knowledge, experience, and skills—on the adoption of QR payment systems among …

Mobile commerce transactions adoption among consumers in Malaysia has become a major
challenge for mobile commerce providers. This paper aims to determine the factors affecting …

The use of quick response (QR) codes as a payment method by MSMEs in Sindh, Pakistan
is the subject of this research. The purpose is to analyze factors influencing the use of QR …

With the development of the global economy, there is growing attention to mobile payment.
However, the attention on mobile payment was mainly focused on developed context, while …