This paper introduces a stress test framework designed to quantify financial stability risks
related to the energy transition. As is standard in financial stress testing, we first construct …

If climate change continues unabated, extreme weather events are expected to occur more
frequently. Rising flood incidence will especially affect low-lying countries, both through …

This chapter focuses on advances of the use of scenario planning and the risk management
tool of stress testing for sustainability. It presents a policy review regarding climate change …

This paper analyzes the macroeconomic and borrower-specific credit risk factors of
residential real estate mortgages in Germany. Relying on a macroeconomic panel VAR …

Стресс-тестирование представляет собой достаточно обширную область
исследования, находящуюся на стыке множества дисциплин (финансы, банковское …

The study aims to develop a model that can estimate potential credit risk losses for housing
and home equity loans using both macro and micro data, can be applied uniformly to all …

Climate change poses significant risks to the financial sector, particularly through physical
impacts on mortgages and direct real estate investments. There is increasing legislative …

Penelitian ini bertujuan untuk menganalisis respon risiko kredit bank konvensioanal di
Indonesia yang diproksikan pada NPL terhadap guncangan (shock) dari PDB, suku bunga …

This study examines the entrepreneurial inclinations of young Hungarians, focusing on
university students whose education and ambitions point towards entrepreneurial life. The …

This research presents a coherent approach for identification and assessment of the impact
of climaterelated and environmental risk on the credit risk of Achmea Bank's Dutch mortgage …