Mortgage borrowing limits and house prices: evidence from a policy change in Ireland

BE Higgins - 2024 - papers.ssrn.com
This paper studies how mortgage borrowers and house prices react to a tightening of
mortgage limits following a policy change in Ireland in 2015. The policy introduced limits to …

Down payment requirements and house prices: Quasi‐experiment evidence from Shanghai

H Shen, H Zhou, Z Zhou - Real Estate Economics, 2023 - Wiley Online Library
Using the regression discontinuity design, a quasi‐experiment approach, this paper
establishes a causal relationship between the down payment requirement and house prices …

[PDF][PDF] Effects of borrower-based measures

J Rangvid - 2024 - rangvid.com
This report studies the effects of borrower-based measures (BBMs). BBMs are
macroprudential policy instruments that aim to influence households' debt choices, typically …