Experimental analysis of machine learning methods for credit score classification

D Tripathi, DR Edla, A Bablani, AK Shukla… - Progress in Artificial …, 2021 - Springer
Credit scoring concerns with emerging empirical model to assist the financial institutions for
financial decision-making process. Credit risk analysis plays a vital role for decision-making …

[HTML][HTML] Efficient sequential covering strategy for classification rules mining using a discrete equilibrium optimization algorithm

MM Malik, H Haouassi - Journal of King Saud University-Computer and …, 2022 - Elsevier
Rule-based classification is one of the important tasks in data mining due to its wide
applications, particularly in the domains that need to interpret the classification decision …

One-dimensional convolutional neural networks with feature selection for highly concise rule extraction from credit scoring datasets with heterogeneous attributes

Y Hayashi, N Takano - Electronics, 2020 - mdpi.com
Convolution neural networks (CNNs) have proven effectiveness, but they are not applicable
to all datasets, such as those with heterogeneous attributes, which are often used in the …

Credit scoring by leveraging an ensemble stochastic criterion in a transformed feature space

S Carta, A Ferreira, D Reforgiato Recupero… - Progress in Artificial …, 2021 - Springer
The credit scoring models are aimed to assess the capability of refunding a loan by
assessing user reliability in several financial contexts, representing a crucial instrument for a …

SME steeplechase: When obtaining money is harder than innovating

MB Guercio, LB Martinez, AF Bariviera - International Journal of Financial …, 2019 - mdpi.com
In this paper, we analyze the main characteristics of European Small and Medium
Enterprises (SMEs), related to the demand for and access to external financial resources …

Optimizing business intelligence classification rule mining using quantum-inspired genetic algorithm

YI Adnane, M Zerari - IEEE Access, 2024 - ieeexplore.ieee.org
This research introduces a novel approach to enhance knowledge discovery through the
construction of classification rules for improved event prediction within the domain of …

Extraction of knowledge with population-based metaheuristics fuzzy rules applied to credit risk

PJ Santana, L Lanzarini, AF Bariviera - … 17-22, 2018, Proceedings, Part II …, 2018 - Springer
One of the goals of financial institutions is to reduce credit risk. Consequently they must
properly select customers. There are a variety of methodologies for credit scoring, which …

Minería de datos, minería de textos y Big Data

LC Lanzarini, W Hasperué, A Villa Monte… - XXI Workshop de …, 2019 - sedici.unlp.edu.ar
Esta línea de investigación se centra en el estudio y desarrollo de Sistemas Inteligentes
para la resolución de problemas de Minería de Datos y Big Data utilizando técnicas de …

A novel approach for extraction of knowledge in data analysis using meta heuristic models

D Singh, S Sahana - … Techniques for IoT Applications: Proceedings of …, 2022 - Springer
Now days, enormous amount of the data are generated and collected from different domains
and analyze of all these data manually is tedious task. Therefore, Knowledge Discovery in …

Generación automática inteligente de resúmenes de textos con técnicas de Soft Computing

A Villa Monte - 2019 - sedici.unlp.edu.ar
Hoy en día, Internet es el medio elegido para difundir información que luego se utiliza para
resolver una amplia gama de problemas. Sin embargo, a medida que aumenta la cantidad …