A reliable system of corporate governance is considered an important requirement for the
long-term success of public companies and for the good of society at large. After decades of …

The research is dedicated to a number of problematic areas in implementing a social
function of individual bankruptcy. Crisis events of 2020 required measures from many states …

" Many people these days are no strangers to debt. People borrow money to pay for
childcare, 1 to get training, or toy take out student loans to attend college and university …

A rich literature uses law and social science methods to better understand household
financial distress and overindebtedness both inside and outside of bankruptcy. This …

A more generous consumer bankruptcy system provides greater insurance against financial
risks but may also raise the cost of credit. We study this trade-off using the 2005 Bankruptcy …

This paper examines the usefulness of logit regression in forecasting the consumer
bankruptcy of households using an imbalanced dataset. The research on consumer …

Reverse mortgages have long been viewed with skepticism by some retirees, financial
planners, and financial institutions. Potential concerns are many, including high costs, dicey …

Proponents have been arguing for more than 20 years that utility, telecommunications, and
rental payment history can improve credit underwriting models, thereby expanding access to …

Purpose The purpose of this study is to examine the association between financial capability
and informal bankruptcy, especially among families in which the respondent and/or spouse …

PURPOSE This study assessed the prevalence of specific major adverse financial events
(AFEs)—bankruptcies, liens, and evictions—before a cancer diagnosis and their association …