In the current economic environment, social workers are increasingly being required to
support households that suffer from severe debt burdens. However, previous research has …

Purpose–The purpose of this paper is to show how purchasing behavior is approached as a
customer‐perceived need to reciprocate for services received. The study seeks to examine …

The microfinance industry has been celebrated both for its social impact on poverty
alleviation and for its profitability. With issues of over-indebtedness emerging among …

The language of credit and debt is almost ubiquitous in daily life. In advanced modern
societies, financial institutions and other organizations have become increasingly active in …

In the past decade, evidence has been accumulated on the relationship between impulsivity
and over‐indebtedness. Nevertheless, the magnitude of such association is still considered …

This paper proposes a comprehensive explanatory model to explain both causes and
consequences of over‐indebtedness. It presents as causes some borrower aspects, such as …

The champions of financial inclusion regret women's lack of access to credit, while critics of
financialization, by contrast, claim that women have become overly indebted. But little is …

So far, research on the causes of over-indebtedness in Europe has predominantly focused
on the characteristics of individuals or households. This article investigates to what extent …

Rising economic insecurity at the turn of the 21st century made Americans increasingly
vulnerable to financial distress. Studies of bankruptcy records show that personal hardships …

Recent evidence indicates that inheritances and other intergenerational wealth transfers
have only a limited effect on wealth inequality and the intergenerational transmission of …