Prediction of loan behaviour with machine learning models for secure banking

M Anand, A Velu, P Whig - Journal of Computer Science and …, 2022 - icsejournal.com
Given loan default prediction has such a large impact on earnings, it is one of the most
influential factor on credit score that banks and other financial organisations face. There …

Loan default prediction using decision trees and random forest: A comparative study

M Madaan, A Kumar, C Keshri, R Jain… - IOP conference series …, 2021 - iopscience.iop.org
With the improving banking sector in recent times and the increasing trend of taking loans, a
large population applies for bank loans. But one of the major problem banking sectors face …

[HTML][HTML] Aproximación predictiva al riesgo crediticio comercial en empresas alimenticias ecuatorianas

G Flores-Sánchez, J Campoverde-Campoverde… - Estudios …, 2021 - scielo.org.co
Este artículo tuvo como objetivo analizar la probabilidad de riesgo crediticio comercial de
650 empresas ecuatorianas del sector alimenticio, mediante un análisis estadístico de tipo …

BigTech credit risk assessment for SMEs

Y Huang, Z Li, H Qiu, S Tao, X Wang, L Zhang - China Economic Review, 2023 - Elsevier
Lending by big technology companies (BigTechs) is an important new financial innovation in
the digital era. This paper attempts to evaluate robustness and special features of BigTech's …

[PDF][PDF] a Loan Default Prediction Model Using Machine Learning and Feature Engineering

SM Fati - ICIC Express Lett, 2024 - icicel.org
Bank loan default is one of the vital issues that may affect the banking sector. To avoid such
an issue, the bank needs to analyze huge data, so machine learning (ML) is used to help in …

[PDF][PDF] Credit risk assessment of loan defaulters in commercial banks using voting classifier ensemble learner machine learning model

S Kokate, MSR Chetty - International Journal of Safety and …, 2021 - scholar.archive.org
Accepted: 26 September 2021 In banking sector credit score plays a very important factor. It
is important to find which customer is valid and which is not valid for loan. Now to classify …

Machine learning-based empirical investigation for credit scoring in Vietnam's banking

KQ Tran, BV Duong, LQ Tran, ALH Tran… - Advances and Trends in …, 2021 - Springer
In thons for credit scoring in Vietnam with machine learning models based on our
submissions for the Kalapa Credit Score Challenge. We conduct experiments with modern …

Implementation of credit risk management basel principles (Evaluation Study of an Indonesian Commercial Bank)

J Sutono, AA Hermawan - Owner: Riset dan Jurnal Akuntansi, 2024 - owner.polgan.ac.id
The study evaluated the implementation of credit risk management at Bank PQR based on
the Basel Principles regarding Management of Credit Risk due to increasing Low-Quality …

Building Reliable Loan Approval Systems: Leveraging Feature Engineering and Machine Learning

M Shoaeinaeini, M Shoaeinaeini… - Journal of Computer …, 2024 - icsejournal.com
Automating loan approval system is essential in today's banking system. Even with the shift
to online platforms, the traditional method is still cumbersome and needs a lot of customer …

Predictıng the loan using machine learning

R Yamparala, JR Saranya, P Anusha… - Soft Computing for …, 2022 - Springer
The implementation of recent technological advancements in banking sector will simplify the
loan approval process. It is a well-known fact that the banks benefit more from loans …