Federated learning techniques applied to credit risk management: A systematic literature review

A Oualid, Y Maleh, L Moumoun - EDPACS, 2023 - Taylor & Francis
The control of credit risk is a crucial task for financial institutions. Various subjective and
quantitative indicators are used to forecast credit risks. Machine learning technology uses …

Deep neural networks with L1 and L2 regularization for high dimensional corporate credit risk prediction

M Yang, MK Lim, Y Qu, X Li, D Ni - Expert Systems with Applications, 2023 - Elsevier
Accurate credit risk prediction can help companies avoid bankruptcies and make
adjustments ahead of time. There is a tendency in corporate credit risk prediction that more …

Effective credit risk prediction using ensemble classifiers with model explanation

I Aruleba, Y Sun - IEEE Access, 2024 - ieeexplore.ieee.org
Credit risk prediction is a critical task in the financial industry, allowing lenders to assess the
likelihood of a borrower defaulting on a loan. Traditional machine learning (ML) classifiers …

Associated probabilities aggregations in multistage investment decision-making

G Sirbiladze, H Garg, I Khutsishvili, B Ghvaberidze… - Kybernetes, 2023 - emerald.com
Purpose The attributes that influence the selection of applicants and the relevant crediting
decisions are naturally distinguished by interactions and interdependencies. A new method …

Modelos para la evaluación de riego crediticio en el ámbito de la tecnología financiera: una revisión

FET Espinoza, MAC Ygnacio - TecnoLógicas, 2023 - revistas.itm.edu.co
Esta revisión analiza una selección de artículos científicos sobre la implantación de
sistemas de evaluación del riesgo de crédito para identificar las soluciones existentes, las …

[HTML][HTML] Credit Risk Assessment Models in Financial Technology: A Review.

FET Espinoza, MAC Ygnacio - TecnoLógicas, 2023 - scielo.org.co
This review analyzes a selection of scientific articles on the implementation of Credit Risk
Assessment (CRA) systems to identify existing solutions, the most accurate ones, and …

Credit risk-type classification using statistical learning methods

Y Resti - AIP Conference Proceedings, 2024 - pubs.aip.org
Classifying applicants with good credit risk is essential for developing the banking industry
in the future. On the other hand, applicants with bad risk can certainly make banks, as …

[PDF][PDF] Breast Cancer Detection using Modified Particle Swarm Optimization

Z Hassani, V Hajihashemi - Breast Cancer Detection using Modified …, 2022 - aeuso.org
Early detection of cancer is the greatest approach for curing cancer and increasing the
survival rate. people suffer from cancer in the world. Now, advanced Artificial intelligence …

Construcción de un modelo para predecir la morosidad de cartera

SB Rios, DH Arbeláez - Cuaderno activa, 2023 - ojs.tdea.edu.co
Existe una real e importante necesidad en el sistema financiero, principalmente en
Colombia, de aplicar este tipo de modelos de predicción de morosidad, pues, si bien las …

[PDF][PDF] FEDERATED LEARNING TECHNIQUES APPLIED TO CREDIT RISK MANAGEMENT: A SYSTEMATIC LITERATURE

A OUALID, Y MALEH, L MOUMOUN - researchgate.net
The control of credit risk is a crucial task for financial institutions. Various subjective and
quantitative indicators are used to forecast credit risks. Machine learning technology uses …