Spanning over four decades, the Panel Study of Income Dynamics (PSID) is the world's
longest running household panel survey. The resulting data archive presents research …

Energy poverty is a growing concern across many countries due to rising energy costs.
Energy affordability is essential for households to be able to pay their bills and adequately …

Bankruptcy is the legal process by which the debts of firms, individuals, and occasionally
governments in financial distress are resolved. Bankruptcy law always includes three …

Marriage between two parents, compared with other family living arrangements, appears, on
average, to enhance children's wellbeing and development. Some of the positive …

As part of the Center for Financial Security's 2010 symposium, this study examined the
association between consumer debt and divorce. Longitudinal data from the National …

The language of credit and debt is almost ubiquitous in daily life. In advanced modern
societies, financial institutions and other organizations have become increasingly active in …

Given the increasing complexities of the financial markets as well as a shift away from
employer/government sponsored pensions to individuals managing their retirement funds …

Despite the recent flood of foreclosures on residential mortgages, little is known about what
happens to borrowers' households after their mortgages have been foreclosed. We study the …

This paper examines the usefulness of logit regression in forecasting the consumer
bankruptcy of households using an imbalanced dataset. The research on consumer …

The trajectories of increasing household debt are studied in the contexts of the US and the
UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises …