Measuring bank risk: Forward-looking z-score

B Hafeez, X Li, MH Kabir, D Tripe - International Review of Financial …, 2022 - Elsevier
While the z-score has been widely used to evaluate bank risk, it is criticized as a backward-
looking measure. We propose a forward-looking method to construct the z-score by …

Regulatory constraint and small business lending: do innovative peer-to-peer lenders have an advantage?

Ç Hamarat, D Broby - Financial Innovation, 2022 - Springer
This paper investigates whether innovative Peer-to-Peer lending by FinTechs' has a
regulatory advantage over the big banks in respect of small business lending. We do this …

Lending and risk controls for BHCs after the Dodd–Frank act

M Degl'Innocenti, S Zhou, Y Zhou - Journal of Financial …, 2024 - Wiley Online Library
We investigate the impact of the Dodd–Frank Act (DFA) on the credit risk behavior of
complex bank holding companies (BHCs). Specifically, we assess the effectiveness of the …

Heterogeneous Risk Behaviour of Bank Holding Companies after the Dodd–Frank Act

E Clark, M Degl'Innocenti, N Radic… - Available at SSRN …, 2020 - papers.ssrn.com
We investigate the risk-taking behaviour of Bank Holding Companies (BHCs) that are
subject to the Dodd–Frank Act (DFA). Specifically, we employ a difference-in-differences …

Assessing the impact of regulatory reforms on the market value of retail banks in the UK, employing an event study methodology.

D Amuah, C Amadi, B Telford - 2024 - mpra.ub.uni-muenchen.de
This study examines the impact of two significant regulatory reforms, the Banking Reform Act
(2013) and the Financial Services and Markets Act (2023), on the market value of the four …

A Systematic Review of Financial Intermediaries Research

ID Anyebe, MU Zubairu… - … Research Journal of …, 2021 - irjbs.prasetiyamulya.ac.id
The purpose of this study is to conduct a systematic review on Financial Intermediaries (FI)
with a view to review extant discourses, identify gaps and provide directions for future …

Impact of the Dodd-Frank Act on systemic risk: A counterfactual analysis

Q Huang, J de Haan, B Scholtens - Available at SSRN 3019977, 2018 - papers.ssrn.com
This paper introduces a two-step strategy, the synthetic control method combined with the
difference-in-differences method, to evaluate the effectiveness of the Dodd-Frank Act (DFA) …

[图书][B] The Relationship of Financial Literacy with Cognitive Ability and Numeracy skills in Adults: A Multiple Regression Analysis

EB Stevens - 2017 - search.proquest.com
The goal of this quantitative study was to explore the relationship between lack of numeracy
skills and poor cognitive ability as they relate to low financial literacy. The problem to be …

FinTech versus traditional bank lending to small businesses

Ç Hamarat - 2023 - stax.strath.ac.uk
In this thesis, I investigate experimentally the influence of alternative financial technology
(FinTech) lending on small businesses financing. This is accomplished in the setting of the …

Retaining Mortgage Professionals Within the Financial Sector After the Dodd-Frank Legislation: A Qualitative Descriptive Study

EKJ Brown - 2023 - search.proquest.com
The purpose of this qualitative descriptive study was to describe how incentivized mortgage
professionals, specifically mortgage lender executives, managers, loan officers, originators …