Digitalization is reshaping economic activity, shrinking the role of cash, and spurring new
digital forms of money. Central banks have been pondering whether and how to adapt. One …

Using a survey of 5,504 respondents from 22 European countries, we examine preferences
regarding cash and cashless payments at the point of sale (POS) during the COVID-19 …

Central banks worldwide have started researching and developing central bank digital
currencies (CBDCs). In the digital economy context, concerns regarding the integrity …

This paper investigates how the COVID-19 pandemic has changed an important aspect of
everyday life, viz. how people make payments. The empirical study is based on a survey of …

Background This study examines the effect of adopting cashless payment in five European
Union (EU) countries, namely, Austria, Belgium, France, Germany, and Portugal, for the …

One of the strategic objectives of the European Union is a reduction in greenhouse gas
emissions and improvement of energy efficiency by at least 32.5% in different areas of the …

due to the introduction of digital finance, access to secure and fast banking is possible for
middle or lower-middle-class people in developing countries.[...] digital finance offers a vast …

Previous studies provided limited conclusions on the relationship between digital payment
and financial stability, particularly in an emerging economy with a dual banking system in …

The emergence of macroprudential policies, implemented by central banks as a means of
promoting financial stability, has raised many questions regarding the interaction between …

Financial education mediated by technology has the potential to reduce disparities in
financial literacy in developing countries. Technology-mediated financial education provides …