Financial capability: a systematic conceptual review, extension and synthesis

JJ Xiao, J Huang, K Goyal, S Kumar - International Journal of Bank …, 2022 - emerald.com
Purpose This study aims to examine the literature on consumer financial capability. By
analyzing the research trends, theories, definitions and themes, the literature on financial …

Are financially illiterate individuals all the same? A study on incorrect and “do not know” answers to financial knowledge questions

D Cucinelli, MG Soana - International Journal of Bank Marketing, 2023 - emerald.com
Purpose Are financially illiterate individuals all the same? This study aims to answer this
question. Specifically, the authors investigate whether people answering incorrectly and “do …

Consumer debt attitudes: The role of gender, debt knowledge and skills

P Białowolski, A Cwynar, W Cwynar… - … Journal of Consumer …, 2020 - Wiley Online Library
The link between financial attitudes and consumer financial market behaviour is well
documented. However, little is known about the role of financial knowledge and skills—the …

[HTML][HTML] Insurance holdings: Does individual insurance literacy matter?

P Bongini, D Cucinelli, MG Soana - Finance Research Letters, 2023 - Elsevier
Using a representative sample and a measure of insurance literacy developed and
validated by an insurance supervisor, this study tests the impact of insurance literacy on the …

Financial literacy education: An opportunity for colleges and sociology

SL Bradley - Sociology Compass, 2021 - Wiley Online Library
Financial literacy represents the knowledge necessary to manage one's financial affairs in a
way that contributes to overall wellbeing, yet financial literacy and financial education are …

Customer trust in their utility company and interest in household-level battery storage

T Familia, C Horne - Applied Energy, 2022 - Elsevier
We seek to contribute to understanding household interest in battery storage, particularly the
role of customer trust in their utility company. Using data from a survey of California …

Consumers' knowledge of cashless payments: Development, validation, and usability of a measurement scale

A Cwynar, B Świecka, K Filipek… - Journal of Consumer …, 2022 - Wiley Online Library
The global digital shift, recently accelerated by the COVID‐19 pandemic, requires that
consumers have knowledge allowing them to navigate increasingly cashless markets safely …

Systematic review of racial, ethnic and gender differences on financial knowledge in the United States

LR Blanco, C Garcia, R Gutierrez - 2022 - papers.ssrn.com
We conducted a systematic review of racial, ethnic, and gender differences on financial
knowledge in the United States. We reviewed journal publications that specifically study or …

Canadian gender gap in financial literacy: Confidence matters

R Fonseca, S Lord - 2019 - econstor.eu
We construct a financial literacy index as well as a financial confidence index in order to
evaluate the effect of confidence on financial literacy, and more specifically, on the gender …

What do we really know about “don't know”? Re‐assessing the measurement of financial knowledge

MJ Wilmarth, KT Kim, TY Pak - Journal of Consumer Affairs, 2023 - Wiley Online Library
Survey protocols measuring financial knowledge typically offer a don't know (DK) response
option along with factual statements about personal finance. The potential problem of this …