The trend of rising income inequality in Germany since the mid-1990s is strongly amplified
when considering income after housing expenditure. The income share of housing …

This review examines the evidence on the extent to which savings, assets and wealth can
provide a safety net against unexpected expenses or drops in income. It also looks at …

Pension reforms in many developed countries make individuals shoulder a bigger share of
longevity and income risks. The desired response is that individuals accumulate private …

Due to demographic change, the replacement rates of the German statutory pension
scheme will decrease over the next decades. Voluntary savings for retirement will therefore …

The research on wealth inequality has generally focused on real and financial assets, while
giving little attention to pension wealth: the present value of future pension entitlements from …

Many propositions have been made to explain the increase in the German household
saving rate since the year 2000 from an individual country perspective but most of them …

Riester pensions are voluntary, but heavily subsidized private pension schemes in
Germany. They were designed as a matching defined contribution scheme to fill the …

We examine the composition of augmented household wealth (ie, the sum of net worth and
pension wealth) in the United States and Germany. Pension wealth makes up a …

When the challenges of population aging are being debated, the uncertain future of pension
systems is a topic of high priority and large controversy. The aim of this chapter is not to …

Teil der Rentenreform von 2001 war die Förderung kapitalgedeckter privater Altersvorsorge.
Die als “Riester-Rente “bekannt gewordene Form der Altersvorsorge soll dazu beitragen …