Competition in the financial sector, as in other sectors, matters for allocative, productive, and
dynamic efficiency. Theory suggests, however, that unfettered competition is not necessarily …

Open banking facilitates data sharing consented to by customers who generate the data,
with the regulatory goal of promoting competition between traditional banks and challenger …

We examine the impact of Fintech on banks. Digital innovations and technology based
business models could provide new business opportunities for incumbents, by transforming …

Bank market power, in both loan and deposit markets, has important implications for credit
provision and for financial stability. This article discusses these issues through the lens of a …

Financial inclusion has become an important public policy priority following the recent global
financial crisis. Yet, we know very little of how it impacts soundness of the providers of …

This paper documents large cross-country variation in the relationship between bank
competition and bank stability and explores market, regulatory and institutional features that …

In this paper, we explore whether economic uncertainty differently affects the default risk of
Islamic and conventional banks. Using a sample of 568 banks from 20 countries between …

Using bank level measures of competition and co-dependence, we show a robust negative
relationship between bank competition and systemic risk. Whereas much of the extant …

This study investigates the role of information sharing offices and its association with market
power in the African banking industry based on a panel of 162 banks from 42 countries for …

This paper studies the apparent contradiction between two strands of the literature on the
effects of financial intermediation on economic activity. On the one hand, the empirical …