D Salmon, MD Dey, L Amaro - US Patent 9,721,238, 2017 - Google Patents
Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a …
JB Ovick, M Carlson, R Hagey, M Reid, P Stan… - US Patent …, 2016 - Google Patents
(57) ABSTRACT A system, configured to integrate the processing of transac tions and offers applicable to the transactions, includes: a data warehouse storing an offer in association …
JB Ovick, M Carlson, R Hagey, M Reid, P Stan… - US Patent …, 2017 - Google Patents
A system includes a digital camera coupled with or integrated within a transaction terminal to capture an image during authorization of a transaction initiated at the transaction terminal …
JB Ovick, M Carlson, R Hagey, M Reid, P Stan… - US Patent …, 2016 - Google Patents
(57) ABSTRACT A system includes a transaction handler configured to split a transaction, initiated between an acquirer processor rep resenting a merchant and an issuer processor …
M Kornacker, J Erickson, N Li, L Kuff… - US Patent …, 2016 - Google Patents
A low latency query engine for APACHE HADOOP™ that provides real-time or near real- time, ad hoc query capability, while completing batch-processing of MapReduce. In one …
R Hagey - US Patent 10,438,199, 2019 - Google Patents
A system includes a transaction handler configured to communicate with a first issuer processor to maintain a balance of a stored value account, store an offer in association with …
DC Salmon, JA VonDerheide, L DiGioacchino… - US Patent …, 2018 - Google Patents
A system includes a rule engine to determine details of loyalty reward currency redemption from one or more reward accounts as part of the processing of a payment transaction in a …
WJ Granville III - US Patent 10,223,707, 2019 - Google Patents
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