Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Stacking ensemble method for personal credit risk assessment in Peer-to-Peer lending

W Yin, B Kirkulak-Uludag, D Zhu, Z Zhou - Applied Soft Computing, 2023 - Elsevier
Over the last decade, China's Peer-to-Peer (P2P) lending industry has been seen as an
important credit source but it has recently suffered from a wave of bankruptcies. Using …

A Bibliometric mapping of peer-to-peer lending research based on economic and business perspective

H Kholidah, HY Hijriah, I Mawardi, N Huda… - Heliyon, 2022 - cell.com
This study aims to conduct a bibliometric analysis on peer-to-peer lending literature
published in Scopus indexed journals from an economic and business perspective. The …

Throwing good money after bad: Risk mitigation strategies in the P2P Lending platforms

T Bao, Y Ding, R Gopal, M Möhlmann - Information Systems Frontiers, 2024 - Springer
The success of peer-to-peer (P2P) lending platforms has proven inconsistent and uneven
over time and geography. This paper aims to strengthen our understanding of the market …

How do reputation, structure design and FinTech ecosystem affect the net cash inflow of P2P lending platforms? Evidence from China

X Chen, X Hu, S Ben - Electronic Commerce Research, 2021 - Springer
Based on daily data of 749 active online P2P lending platforms in Chinese market, this study
explores the key factors affecting the net cash inflow rate of the platform which is vital for its …

Know where to invest: Platform risk evaluation in online lending

Z Wang, C Jiang, H Zhao - Information Systems Research, 2022 - pubsonline.informs.org
Although enjoying rapid development, online lending also endures some unusual risk, that
is, platform risk. As prior research on default risk evaluation in online lending largely focuses …

Investor sentiment-aware prediction model for P2P lending indicators based on LSTM

Y Cui, L Liu - Plos one, 2022 - journals.plos.org
In recent years, online lending has created many risks while providing lending convenience
to Chinese individuals and small and medium-sized enterprises. The timely assessment and …

[PDF][PDF] The determinants of potential failure of islamic peer-to-peer lending: perceptions of stakeholders in Indonesia

R Muhammad, F Fakhrunnas… - The Journal of Asian …, 2021 - researchgate.net
This study identifies the determinants of potential failure of Islamic Peer-to-Peer (P2P)
lending in Indonesia, and the mediating effect of Islamic ethics on reducing the potential for …

[PDF][PDF] Peer to peer lending industry in china and its implication on economic indicators: testing the mediating impact of smes performance

B Naysary, SN Daud - International Journal of Financial …, 2021 - pdfs.semanticscholar.org
This papers studies and analyses the development and current status of Financial
Technology (FinTech) industry and Peer-to-Peer (P2P) Lending industry in the People's …

The bane of P2P lending: credit scoring governance on the ASEAN fintech triumvirate

D Rosdini, ET Wahyuni, PY Sari - Journal of Science and Technology …, 2024 - emerald.com
Purpose This study aims to explore credit scoring regulations, governance, variables and
methods used by peer-to-peer (P2P) lending platforms in key players of the Association of …