In everyday decision-making, individuals make trade-offs between short-term and long-term
benefits or costs. Depending on many factors, individuals may choose to wait for larger …

Covid-19 and the unprecedented surge in financial technology contributed to unexpected
financial challenges, affecting the relevance of financial decision making and perceived …

The rate at which individuals discount future rewards (ie, discounting rate) is strongly
associated with their propensity for substance abuse as well as myriad other negative health …

Adding to the behavioural science domain, the principal idea behind the study is to
investigate the impact of an array of behavioural, psychological, and demographic factors on …

Many countries are taking steps to establish national strategies to improve the financial well-
being (FWB) of their people. However, FWB as a term is still in the infancy stage with a …

Budgeting is an important step in consumer finance. Budgeting behaviour is considered a
desirable financial behaviour to indicate consumer financial capability. However, systematic …

Purpose This study aims to examine the influence of digital financial literacy (DFL) on the
financial well-being (FWB) of students in Andhra Pradesh, specifically exploring the factors …

Mass marketing scams extract an enormous toll, yet the literature on scams is just emerging.
In Experiment 1, 211 adults reviewed a solicitation and rated their intention of contacting an …

Delay discounting refers to the perceived value of a reward decreasing as the delay of the
reward increases, which represents an individual's tendency to choose immediate monetary …

The efficacy of family budgeting programs is often measured purely in terms of financial
outcomes. There has been less research on its potential impacts on cognitive outcomes. The …