The financial decisions made by emerging adults significantly influence their long-term
financial well-being. To make effective decisions, they need both financial literacy and a …

Despite subjects being informed about tax rules before making saving decisions, we find—
using laboratory experiments—that deferred taxation results in after-tax pensions that are …

This paper investigates the life cycle costs of biased beliefs of future employment
possibilities, focusing on females who experience child-related career breaks. To estimate …

The effectiveness of public policies often depends on how people react to it, and on the
extent to which people's real behaviour is taken into account during the initial stage of policy …

This study uses the German SAVE panel study in order to estimate the effect of
intergenerational transfers on the expected retirement entry age of individuals. The literature …

The three chapters of this dissertation provide new insights in modeling and estimating
dynamic discrete choice models. Building on previous identification results, several new …

Abstract The sustainability of Social Security has been widely discussed in academia.
Building on the conclusions from that discussion, this paper adds the topic of …

Many pension plan participants are inactive. They do not look up information on their
retirement income and discover pension gaps too late to take action. We analyze how …

Abstract The sustainability of Social Security has been widely discussed in academia. In this
paper, as a group, we take the conclusions from that discussion and add another question …

This paper investigates the life cycle costs of overconfidence in future employment
possibilities, focusing on females who experience child-related career breaks. To estimate …