We use a large expansion of government-owned banks in cities with extremely low bank
branch coverage and data on the universe of formal-sector employees in Brazil over 2000 …

We study a financial inclusion policy targeting Brazilian cities with low bank branch
coverage using data on the universe of employees from 2000–2014. The policy leads to …

What role does bank presence play in improving health? To explore this question, I use a
policy of the Reserve Bank of India from 2005 that incentivizes banks to set up new …

We propose a model with local spatial markets and heterogeneous agents to understand
and evaluate the geographic expansion of bank branches after banking deregulation in …

We present a model of credit market competition to derive key hypotheses about how
information sharing between banks influences the spatial clustering of their branches. We …

This paper examines the comparative advantages of shadow banks using novel credit
bureau data on 653 million formal retail loans in India. Proxying credit demand shocks with …

This paper examines the impacts of bank expansion on firm dynamics and labor allocation
in developing countries through the lens of a policy experiment in India designed to …

This paper examines the impact of financial inclusion in reducing social exclusion. Utilizing
a quasi-experimental setup involving a 2005 Reserve Bank of India policy incentivizing bank …

Using a nationwide policy change, we test whether bank branch expansion raises
household consumption directly by increasing household borrowing or indirectly by …

Expanding access to credit markets can be seen as a source of empowerment when it
increases economic opportunities and changes who is able to start a new business. It can …