Rethinking SME default prediction: a systematic literature review and future perspectives

F Ciampi, A Giannozzi, G Marzi, EI Altman - Scientometrics, 2021 - Springer
Over the last dozen years, the topic of small and medium enterprise (SME) default prediction
has developed into a relevant research domain that has grown for important reasons …

SME default prediction: A systematic methodology-focused review

H Cheraghali, P Molnár - Journal of Small Business Management, 2023 - Taylor & Francis
This study reviews the methodologies used in the literature to predict failure in small and
medium-sized enterprises (SMEs). We identified 145 SMEs' default prediction studies from …

Combining weighted SMOTE with ensemble learning for the class-imbalanced prediction of small business credit risk

MZ Abedin, C Guotai, P Hajek, T Zhang - Complex & Intelligent Systems, 2023 - Springer
In small business credit risk assessment, the default and nondefault classes are highly
imbalanced. To overcome this problem, this study proposes an extended ensemble …

Evaluating the credit risk of SMEs using legal judgments

C Yin, C Jiang, HK Jain, Z Wang - Decision Support Systems, 2020 - Elsevier
Loan application assessments of small and medium-sized enterprises (SMEs) are difficult
because of information asymmetry. To mitigate the information asymmetry, this paper …

A credit scoring model for SMEs using AHP and TOPSIS

PK Roy, K Shaw - International Journal of Finance & …, 2023 - Wiley Online Library
Abstract Small and Medium Enterprises (SMEs) have played a significant role in the
development of any economy. However, easy access to finance from financial institutions is …

Determinants and predictors of smes' financial failure: A logistic regression approach

Y Zizi, M Oudgou, A El Moudden - Risks, 2020 - mdpi.com
This paper aims to identify the determinants and predictors of Small and Medium-sized
Enterprises (SMEs)'financial failure. Within this framework, we have opted for a quantitative …

[HTML][HTML] Determinantes de la supervivencia de microempresas en Bogotá: un análisis con modelos de duración

L Santana - Innovar, 2017 - scielo.org.co
El objetivo del presente artículo es estimar la tasa de supervivencia de microempresas en
Bogotá e identificar sus principales determinantes financieros. Para ello, se usa información …

Empirical comparison of hazard models in predicting SMEs failure

J Gupta, A Gregoriou, T Ebrahimi - Quantitative Finance, 2018 - Taylor & Francis
This study aims to shed light on the debate concerning the choice between discrete-time
and continuous-time hazard models in making bankruptcy or any binary prediction using …

[PDF][PDF] Prediction of Bankruptcy Risk Using Financial Distress Analysis

KR Sari, R Martini, N Almira, S Hartati… - Golden Ratio of Finance …, 2022 - academia.edu
Financial distress analysis using X-Score Zmijewski model, Z-Score Altman model, and S-
Score model Springate is intended to determine the potential for bankruptcy at PT. Hero …

Impact of market-based finance on SMEs failure

J Gupta, A Gregoriou - Economic Modelling, 2018 - Elsevier
Abstract Capital Market-Based financing for Small and Medium-sized Enterprises (SMEs) is
increasingly viewed as complementary to traditional bank-based financing for SMEs. In …