With the flagship success of m‐Pesa, financial services via mobile devices have become an
important tool to facilitate the financial inclusion of the previously unbanked population in …

In 2009, Bitcoin created a world-first decentralized alternative currency that has spawned
over 1, 700 imitations by private parties. In 2018, governments finally joined the race, as …

This study proposes a research agenda on financial inclusion (FI) in developing countries
based on a synthesis of the literature using a combination of structured literature review and …

There is much hype about the potential for technological innovation (FinTech) and big data
to transform and deliver financial services to consumers. The aim of this paper is to analyse …

The Article deals with the protection of consumer borrowers and lending investors in peer-to-
peer lending within the legal framework provided by EU credit laws. This is the legal …

This departmental paper discusses the evolving prudential frameworks for nonbank issuers
of electronic money. Some jurisdictions take a relatively light-touch approach to regulating …

This paper addresses the moneyness of fully backed digital currencies issued by the private
sector in the form of electronic monies, stablecoins and 'synthetic'central bank digital …

Дана характеристика модели правового регулирования цифровой экономики в России.
Сформулированы предложения по развитию гражданско-правового регулирования …

Financial inclusion, or the provision of financial services at affordable costs to the
disadvantaged and low‐income segments of society, is currently considered to be one of the …

As a product of information technology and financial innovation, electronic money has
created great convenience for people's lives. However, due to the limitations of the law itself …