Income-driven student loan repayment (IDR) plans provide protection against unaffordable
loan payments and default by linking loan payments to borrower's earnings. Despite the …

Student borrowing is a major higher education public policy issue, with students in both
England and the United States increasingly relying on loans to finance postsecondary …

This paper provides the first experimental evidence of how admission outcomes in
centralized systems depend on strategic college choice behaviors. Centralized college …

This literature review elucidates the implications of behavioral biases, particularly those
stemming from overconfidence and framing, on the intertemporal choices made by students …

Increased reliance on student loans to finance higher education (HE) raises concerns about
unequal access and repayment burdens. However, who borrows and what motivates …

In this study, we examine gender inequalities in educational decision-making. Specifically,
we consider high school students selecting a higher education study programme and …

The purpose of study is to examine the association between one's past borrowing
experience and borrowing decisions in a hypothetical survey scenario. A total of 1928 …

The most reliable method for identifying the causal effect of a treatment on an outcome is to
conduct an experiment in which the treatment is randomly assigned to a portion of the …

This paper studies how machine learning predictions can improve the effectiveness and
efficiency of college-choice advising. When applying to colleges, students often incorrectly …

Abstract According to the National College Attainment Network (NCAN, 2023), each year,
thousands of high school graduates leave billions of dollars in federal student aid unclaimed …