This paper conducts a stated-choice experiment where respondents are asked to rate
various insurance products aimed to protect against financial risks associated with long-term …

We conduct a stated-choice experiment where respondents are asked to rate various
insurance products aimed to protect against financial risks associated with long-term care …

This paper reports survey evidence on long-term care (LTC) risk misperceptions and
demand for long-term care insurance (LTCI) in Canada. We study three LTC risks: needing …

The demand for voluntary individual lifetime annuities is low, as merely 10% of soon-to-be
retired Canadians care to buy such contracts. To assess the reasons why, we design a …

We examine different hypotheses of the cause of the low market penetration of long-term-
care (LTC) insurance in Canada. Our analysis is based on results from a survey of 2,000 …

This paper simulates long-term trends in Luxembourg's public expenditure on healthcare
and on long-term care. We combine population projections with micro-simulations of …

Advantageous (or propitious) selection occurs when an increase in the premium for an
insurance contract induces high-cost actors to quit, thereby reducing the average cost …

Cet article étudie certaines des raisons qui pourraient expliquer la faiblesse du marché de
l'assurance dépendance au Québec et en Ontario. En utilisant des données d'enquête de …

Advantageous (or propitious) selection occurs when an increase in the premium of an
insurance contract induces high-cost agents to quit, thereby reducing the average cost …

Advantageous selection occurs when the agents most eager to buy insurance are also the
cheapest ones to insure. Hemenway links it to differences in risk-aversion among agents …