The effects of race, class, and residential segregation on housing values continue to be a
major focus of sociological research. Nevertheless, there has yet to be a study that places …

Although the foreclosure crisis is considered over, some areas of the US continue to suffer
from high foreclosure rates. This research presents findings from in-depth interviews …

Predatory lending and abusive practices arose as a serious danger by increasing the threat
of foreclosure and bankruptcy and decreasing the equity accumulated in a housing unit …

Houston, Texas did not experience significant housing price increases during the national
bubble in the early 2000s and its foreclosure rate remained comparatively low when the …

In the wake of historic levels of mortgage defaults, regulators have debated how to regulate
certain high‐risk loans because of the risks of foreclosure involved. This study examines …

Community development corporations (CDCs) played a central role in addressing the
housing crisis of foreclosures in America's urban neighborhoods. The success of CDCs …

Bank managers have transacted six trillion dollars of new loans in low and moderate income
(LMI) communities because of the Community Reinvestment Act (CRA) mandate. CRA …

Abstract Homeownership in the United States is associated with such benefits as wealth
accumulation, residential stability, safer neighborhoods, improved health, better educational …

Community development corporations (CDCs) played a central role in addressing the
housing crisis of foreclosures in America's urban neighborhoods. The success of CDCs …

Over the past two centuries, the US housing finance industry has evolved from a set of
informal, local arrangements to a formal, well-developed, international infrastructure based …