Modern algorithms are capable of processing gargantuan amounts of data-with them, decision-making is faster and more efficient than ever. This massive amount of data, termed" …
Predatory home loans, like all home mortgages, are increasingly subject to assignment. Now, more than ever before, a market in assignment of loans casts a shadow over how …
A comprehensive account of the rise and fall of the mortgage-securitization industry, which explains the complex roots of the 2008 financial crisis. More than a decade after the 2008 …
DS Hyra, GD Squires, RN Renner… - Housing Policy Debate, 2013 - Taylor & Francis
Unsustainable high-cost lending was a major contributor to one of the worst financial crises in US history. While several studies examine individual-and community-level predictors of …
White Americans have long been comfortable in the assumption that they are the cultural norm. Now that notion is being challenged, as white people wrestle with what it means to be …
TA Wilson - Journal of consumer policy, 2012 - Springer
This article examines the role of social enterprises in providing fair services to vulnerable consumers, focusing on the vulnerability of low-income consumers to high-cost exploitative …
AB Shlay, G Whitman - City & Community, 2006 - journals.sagepub.com
Urban scholarship has focused on the role of power and politics in fostering uneven development, showing that urban patterns are not inevitable but controllable. Yet shifting …
F OR centuries, when dealing with the facts alleged by litigants in their pleadings, courts have struggled with the question of how much is enough. At what point does a pleading …