Enterprise risk management (ERM) is a process that manages all risks in an integrated,
holistic fashion by controlling and coordinating any offsetting risks across the enterprise …

Prior research suggests that neither the choice to own life insurance nor the amount
purchased is consistently related to the presence of children in the household. While these …

The aim of this paper is to provide empirical evidence on the relation between line-of-
business diversification and performance for the insurance companies that operated in the …

This article reviews the most pertinent literature on the sources and uses of equity capital in
the US property-casualty (PC) insurance industry. PC insurers serve risk management and …

The article investigates whether the market concentration is associated with an insurer's
financial stability in the US property–liability insurance industry over the period 1992–2010 …

In a well‐designed enterprise risk management (ERM) program, the firm integrates risk
management into the strategic planning process, addressing strategic, financial, operational …

Insurers are increasingly embracing the InsurTech ecosystem. The most important InsurTech-
related trend in automobile insurance is usage-based insurance (UBI), which enables …

This paper examines the effect of sectoral and geographical diversification on the
performance of Turkish banks and try to show how the diversification affects banks' …

This article examines the determinants of cyber insurance participation, the amount of
coverage offered and the performance of current cyber insurers. Our results support the …

We investigate the effect of line-of-business diversification on asset risk-taking in the US
property-liability industry. The coordinated risk management hypothesis (Schrand and Unal …