Opportunities and challenges in explainable artificial intelligence (xai): A survey

A Das, P Rad - arXiv preprint arXiv:2006.11371, 2020 - arxiv.org
Nowadays, deep neural networks are widely used in mission critical systems such as
healthcare, self-driving vehicles, and military which have direct impact on human lives …

Artificial intelligence in customer-facing financial services: a systematic literature review and agenda for future research

JK Hentzen, A Hoffmann, R Dolan… - International Journal of …, 2022 - emerald.com
Purpose The objective of this study is to provide a systematic review of the literature on
artificial intelligence (AI) in customer-facing financial services, providing an overview of …

FinTech in the financial system: Towards a capital-intensive and high competence human capital reality?

F Campanella, L Serino, E Battisti… - Journal of Business …, 2023 - Elsevier
Digital transformation has generated a multifaceted shift in the financial industry through
financial technology (FinTech). This study focuses on the effect that a series of the most …

Blockchain and Artificial Intelligence (AI) integration for revolutionizing security and transparency in finance

N Rane, S Choudhary, J Rane - Available at SSRN 4644253, 2023 - papers.ssrn.com
The convergence of Blockchain technology and Artificial Intelligence (AI) is exerting a
transformative influence, ushering in a new epoch of security and transparency within the …

Predictive analytics in credit risk management for banks: A comprehensive review

WA Addy, CE Ugochukwu, AT Oyewole… - GSC Advanced …, 2024 - gsconlinepress.com
This comprehensive review explores the dynamic landscape of predictive analytics in credit
risk management within the banking sector. Anchored in a qualitative research design, the …

EXPLORING THE ROLE OF ARTIFICIAL INTELLIGENCE IN MANAGING EMERGING RISKS: AN IN-DEPTH STUDY OF AI APPLICATIONS IN FINANCIAL …

MZR Farazi - The American Journal of Management and Economics …, 2024 - inlibrary.uz
This research focuses on using approaches such as ML and ANNs in FRM while will look at
and try to analyze their effectiveness compared to logistic regression, random forest, and …

“It's Everybody's Role to Speak Up... But Not Everyone Will”: Understanding AI Professionals' Perceptions of Accountability for AI Bias Mitigation

CM Lancaster, K Schulenberg, C Flathmann… - ACM Journal on …, 2024 - dl.acm.org
In this paper, we investigate the perceptions of AI professionals for their accountability for
mitigating AI bias. Our work is motivated by calls for socially responsible AI development and …

A longitudinal systematic review of credit risk assessment and credit default predictors

BA Çallı, E Coşkun - Sage Open, 2021 - journals.sagepub.com
This study aims to reveal the predictors of individuals' financial behavior associated with
credit default for accurate and reliable credit risk assessment. Within the scope of credit use …

Responsible access to credit for sole-traders and micro-organizations under unstable market conditions with psychometrics

D van Thiel, K Elliott, J Goedee… - The European Journal of …, 2024 - Taylor & Francis
In a context of market volatility, the growing complexity of financial products, and a shift
towards self-employment, there is an increasing demand for inclusive financial services for …

Consumer perceived ethicality of banks in the era of digitalisation: The case of Poland

D Piotrowski - Economics and Business Review, 2022 - ceeol.com
Ethically conducted business has a positive impact on consumer trust, sat-isfaction and
loyalty. The aim of this paper is to identify the bank activities that customers perceive as …