[HTML][HTML] Return smoothing in life insurance from a client perspective

J Ruß, S Schelling - Insurance: Mathematics and Economics, 2021 - Elsevier
Participating (or with-profit) life insurance contracts play an important role in private old-age
provision in many countries. Life insurers pool the assets and liabilities of a heterogeneous …

The benefits of return smoothing in insurer's cover funds–analyzes from a client's perspective

J Ruß, S Schelling, MB Schultze - The European Journal of …, 2024 - Taylor & Francis
Traditional life insurance typically uses some mechanism that is aimed at smoothing the
returns of the (collective) assets in the insurer's so-called cover fund. We consider a generic …

[PDF][PDF] Guarantees in retirement planning: How can we help consumers to want what they need

J Ruß, S Schelling - ifa-ulm.de
Guarantees in retirement planning: How can we help consumers to want what they need Page
1 www.ifa-ulm.de / www.uni-ulm.de/mawi/ivw Guarantees in retirement planning: How can we …