Purpose The purpose of this study is to develop and validate a scale to determine the
consumer's level of decision-making self-efficacy for a high-involved service purchase …

Age is one of the most relevant observable risk attributes in determining the value of health
insurance premiums. Empirical evidence indicates that the cost of health insurance is the …

Managed care provides health insurers a unique opportunity for discretion over certain
aspects of financial reporting. Specifically, managed care mechanisms provide health …

The purpose of this paper is to enhance understanding of the factors influencing the balance
of information between policyholder and insurer. The emphasis is on the effects of risk …

In this study we examine how the passage of the Affordable Care Act (ACA) impacts health
insurer capital structure and financing decisions. Economic theory suggests that a firm's …

We analyze the underwriting performance of insurers operating in the individual health
insurance market from 2010-2017. Our sample consists of both life and health insurance …

Using data from the China Migrants Dynamic Survey (CMDS) in 2017, this study assessed
adverse selection and the impact of mobility factors on adverse selection by analyzing two …

Considering the position of supplementary health insurance in the insurance industry, it is
important to address the problem of adverse selection as one of the effective factors for …

Sažetak Financiranje inovativnih lijekova predstavlja izazov za ograničene
javnozdravstvene proračune diljem svijeta. Brojne europske države pri odlučivanju o …

Higher administrative costs, adverse selection, and inability of insurers to adjust premiums to
reflect individual risks in the presence of community ratings all threaten the profitability of …