Credit unions play a relevant role in providing microcredit and other financial services.
Because such financial cooperative organizations have drawn the attention of a significant …

Credit unions are one of the most widely established corporate entities in the financial
systems of most of the world's nations. Their historical support to the financing needs of …

Between 1996 and 2022, regulatory changes led to over a thousand federally chartered
credit unions converting to community charters, significantly increasing credit union …

Federal regulators in 2010 amended lending rules to allow federal credit unions (FCU) to
originate short‐term, small‐dollar amount loans, with an annual percentage rate of up to …

Risk-based pricing, in which interest rate offers vary according to individual borrower risk
levels, has been increasingly used to price credit union loans in the United States. The key …

Beginning in 2011, credit unions in the United States have been required to report in their
quarterly call reports their holdings of private student loans. Since this time, private student …

In the past two decades, over one thousand federally chartered credit unions expanded their
fields of membership by way of conversion to community charter. As opposed to charters that …

Credit union participation in the consumer lending market continues to grow as an
increasing number of consumers and small businesses become members and open …

Management quality is known to influence depository institution performance, but less
understood are the characteristics of managers that influence performance. We empirically …

Between 1996 and 2022, regulatory changes led to over a thousand federally chartered
credit unions converting to community charters. These changes significantly increased and …