[HTML][HTML] How are reinforcement learning and deep learning algorithms used for big data based decision making in financial industries–A review and research agenda

V Singh, SS Chen, M Singhania, B Nanavati… - International Journal of …, 2022 - Elsevier
Data availability and accessibility have brought in unseen changes in the finance systems
and new theoretical and computational challenges. For example, in contrast to classical …

Deep learning for financial applications: A survey

AM Ozbayoglu, MU Gudelek, OB Sezer - Applied soft computing, 2020 - Elsevier
Computational intelligence in finance has been a very popular topic for both academia and
financial industry in the last few decades. Numerous studies have been published resulting …

Statistical and machine learning models in credit scoring: A systematic literature survey

X Dastile, T Celik, M Potsane - Applied Soft Computing, 2020 - Elsevier
In practice, as a well-known statistical method, the logistic regression model is used to
evaluate the credit-worthiness of borrowers due to its simplicity and transparency in …

[HTML][HTML] Machine learning-driven credit risk: a systemic review

S Shi, R Tse, W Luo, S D'Addona, G Pau - Neural Computing and …, 2022 - Springer
Credit risk assessment is at the core of modern economies. Traditionally, it is measured by
statistical methods and manual auditing. Recent advances in financial artificial intelligence …

Deep learning for credit scoring: Do or don't?

BR Gunnarsson, S Vanden Broucke, B Baesens… - European Journal of …, 2021 - Elsevier
Developing accurate analytical credit scoring models has become a major focus for financial
institutions. For this purpose, numerous classification algorithms have been proposed for …

Deep learning model for Demolition Waste Prediction in a circular economy

LA Akanbi, AO Oyedele, LO Oyedele… - Journal of Cleaner …, 2020 - Elsevier
An essential requirement for a successful circular economy is the continuous use of
materials. Planning for building materials reuse at the end-of-life of buildings is usually a …

A machine learning approach combining expert knowledge with genetic algorithms in feature selection for credit risk assessment

PZ Lappas, AN Yannacopoulos - Applied Soft Computing, 2021 - Elsevier
Most credit scoring algorithms are designed with the assumption to be executed in an
environment characterized by an automatic processing of credit applications, without …

Large language models in finance: A survey

Y Li, S Wang, H Ding, H Chen - … ACM international conference on AI in …, 2023 - dl.acm.org
Recent advances in large language models (LLMs) have opened new possibilities for
artificial intelligence applications in finance. In this paper, we provide a practical survey …

An explainable AI decision-support-system to automate loan underwriting

S Sachan, JB Yang, DL Xu, DE Benavides… - Expert Systems with …, 2020 - Elsevier
Widespread adoption of automated decision making by artificial intelligence (AI) is
witnessed due to specular advances in computation power and improvements in …

Machine learning for financial risk management: a survey

A Mashrur, W Luo, NA Zaidi, A Robles-Kelly - Ieee Access, 2020 - ieeexplore.ieee.org
Financial risk management avoids losses and maximizes profits, and hence is vital to most
businesses. As the task relies heavily on information-driven decision making, machine …