Las nuevas tecnologías financieras (Fintech) dan lugar a grandes oportunidades para la
economía y la inclusión financiera, pero también conllevan algunos aspectos desafiantes e …

Behavioral intervention techniques leveraging reactive responses have gained popularity as
tools for promoting ethical behavior. Choice architects, for example, design and present …

Este trabajo se enmarca en el estudio de los pagos digitales y la inclusión financiera en
comercios de asentamientos informales. Para ello se elaboró un instrumento de recolección …

Economists have advanced several psychological frictions to explain why many 401 (k)-
eligible employees save insufficiently for retirement despite often generous matching …

We conduct a randomized controlled trial to understand how a web-based retirement saving
calculator affects workers' retirement-savings decisions. In both the treatment and active …

社会保障系统通过社会与个体的风险共担, 增进了个人, 家庭和社会的福利水平, 对就业, 消费,
投资均有显著影响. 过去社会保障理论侧重信息约束和跨期决策下的机制设计 …

Privacy by Design is a methodology that enables privacy to be built into the design and
architecture of information systems and business processes. Rather than bolting on …

Behaviour change is a crucial tool for mitigating climate change, but it should be applied
ethically and equitably. Nudge interventions and liberal paternalism have become …

1.1 Background Recently, there has been an observable paradigm shift regarding privacy
protection as the introduction of new privacy laws such as the General Data Protection …

 is paper addresses the problem of digital payments and financial inclusion in informal
settlement merchants. To this end, an unprecedented quantitative survey was developed …