Digitalisasi saat ini telah berkembang pesat dan mengubah cara pembayaran yang
semulanya berbentuk pembayaran cash menjadi pembayaran non-cash yang lebih …

In the rapidly evolving landscape of the global workforce, Artificial Intelligence (AI) is
reshaping industries and job roles. Indonesian start-up companies, known for their agility …

This study aims to analyze and review the procedures of sharia gold pawn, the risks that
affect sharia gold pawn products, and the implementation of risk management on these …

Banking is an institution that has a role to carry out the intermediary function of the flow of
funds in an economy. Proper business digitization in the Islamic banking and finance sector …

Electronic financial transactions play a pivotal role in the modern financial ecosystem, but
they also attract sophisticated fraudulent activities. This research delves into the optimization …