Reverse mortgages have been an important financial tool for cash poor seniors to release
home equity. In the United States, most reverse mortgages are insured by the Federal …

Annuities, long-term care insurance and reverse mortgages remain unpopular to manage
longevity, medical and housing price risks after retirement. We analyze low demand using a …

This study conducts an optimal surrender analysis of reverse mortgage (RM) loans offered to
elderly homeowners as a financing option. Recent market evidence on borrower early …

Reverse mortgages are a financial tool for lower-income seniors to release home equity and
increase their retirement income. In the United States, reverse mortgages are generally …

We study the identification of dynamic discrete choice models with hyperbolic discounting
using a terminating action. We provide novel identification results for both sophisticated and …

Prepayment options can be exercised to terminate reverse mortgages (RM hereafter) early
and receive house prices, minus loan balances, at the expense of future annuity proceeds …

Objectives This study examines the relationship of debt stress and reverse mortgage
borrowing and compares it to stress from standard mortgages and consumer debt. Debt …

본 연구는 주택금융공사에서 2020 년 실시한 주택연금 이용자의 중도해지의향이 포함된 '2020
년 주택연금 수요실태조사'를 기반으로 주택연금 가입자들의 중도해지의향에 영향을 주는 …

We document the rise of storefront vacancies in prime retail locations, a phenomenon we
refer to as high-rent blight, in America's largest and most expensive urban retail market …

For the past decade, Thailand has been approaching and entering aging society. Decision
on financial and residential alternatives for retirement have then become concerning issues …