Methods for assessing the credit risk when lending to consumers has been in operation for
50 years. Yet, there are probably now more opportunities and challenges for research into …

Graphic modelling is a form of multivariate analysis that uses graphs to represent models.
These graphs display the structure of dependencies, both associational and causal …

Credit Risk Management: Basic Concepts is the first book of a series of three with the
objective of providing an overview of all aspects, steps, and issues that should be …

This paper examines how statistical credit-scoring technologies, sanctioned by the state in
the interests of promoting equality, became applied by lenders to the problem of controlling …

It is commonly imagined that in recent years the rampant growth of consumer credit has
lured American consumers into a crippling state of indebtedness, a state that has upended …

The consumer credit market is experiencing unprecedented change, increased competition,
and new challenges. To cope with these developments, increasingly sophisticated …

Views about correct ways of obtaining knowledge develop from socially constructed tenets
and beliefs. The dominant beliefs about how health research should be conducted are …

After a brief high‐level discussion of the nature of data mining, this paper describes some of
our experiences in mining credit card transaction data. We illustrate the use of simple …

Chain graphs present a broad class of graphical models for description of conditional
independence structures, including both Markov networks and Bayesian networks as …

In this article, the authors explore the degree of interconnectedness between stock indexes
adjusted for green revenues of companies from major economies and various other …