Artificial intelligence applications in finance: a survey

X Li, A Sigov, L Ratkin, LA Ivanov… - Journal of Management …, 2023 - Taylor & Francis
Finance is in our daily life. We invest, borrow, lend, budget, and save money. Finance also
provides guidelines for corporation and government spending and revenue collection …

Credit scoring models using ensemble learning and classification approaches: a comprehensive survey

D Tripathi, AK Shukla, BR Reddy, GS Bopche… - Wireless Personal …, 2022 - Springer
Credit scoring models are developed to strengthen the decision-making process specifically
for financial institutions to deal with risk associated with a credit candidate while applying for …

[HTML][HTML] Automated machine learning: AI-driven decision making in business analytics

M Schmitt - Intelligent Systems with Applications, 2023 - Elsevier
The realization that AI-driven decision-making is indispensable in today's fast-paced and
ultra-competitive marketplace has raised interest in industrial machine learning (ML) …

Evolutionary extreme learning machine with novel activation function for credit scoring

D Tripathi, DR Edla, V Kuppili, A Bablani - Engineering Applications of …, 2020 - Elsevier
The term credit scoring is extensively used in credit industries for decision making and
measuring the risk associated with an applicant. It uses applicants' historical data for credit …

Bagging supervised autoencoder classifier for credit scoring

M Abdoli, M Akbari, J Shahrabi - Expert Systems with Applications, 2023 - Elsevier
Automatic credit scoring, a crucial risk management tool for banks and financial institutes,
has attracted much attention in the past few decades. As such, various approaches have …

A focal-aware cost-sensitive boosted tree for imbalanced credit scoring

W Liu, H Fan, M Xia, M Xia - Expert Systems with Applications, 2022 - Elsevier
Credit scoring is an effective tool for banks or lending institutions to identify potential bad
lenders and creditworthy applicants. Boosting ensemble approaches have made appealing …

Kirti: A blockchain-based credit recommender system for financial institutions

SB Patel, P Bhattacharya, S Tanwar… - IEEE Transactions on …, 2020 - ieeexplore.ieee.org
In this paper, we propose KiRTi, a deep-learning-based credit-recommender scheme for
public blockchain to facilitate smart lending operations between prospective borrowers (PB) …

Deep learning vs. gradient boosting: Benchmarking state-of-the-art machine learning algorithms for credit scoring

M Schmitt - arXiv preprint arXiv:2205.10535, 2022 - arxiv.org
Artificial intelligence (AI) and machine learning (ML) have become vital to remain
competitive for financial services companies around the globe. The two models currently …

Gas chromatographic retention index prediction using multimodal machine learning

DD Matyushin, AK Buryak - Ieee Access, 2020 - ieeexplore.ieee.org
Gas chromatography is a widely used method in analytical chemistry and metabolomics.
Using gas chromatography, vaporizable compounds can be separated for their further …

A multi-level classification and modified PSO clustering based ensemble approach for credit scoring

I Singh, N Kumar, KG Srinivasa, S Maini, U Ahuja… - Applied Soft …, 2021 - Elsevier
Credit scoring is a statistical technique that guides financial institutions to make informed
decisions regarding the extension of loans to customers based on cautious examination of …