A novel federated learning approach with knowledge transfer for credit scoring

Z Wang, J Xiao, L Wang, J Yao - Decision Support Systems, 2024 - Elsevier
The expanding availability of data in the financial sector promises to take the performance of
machine learning models to a new level. However, given the high business value and …

Novel hybrid ensemble credit scoring model with stacking-based noise detection and weight assignment

J Yao, Z Wang, L Wang, M Liu, H Jiang… - Expert Systems with …, 2022 - Elsevier
Credit scoring is used to help financial institutions control default risks and reduce economic
losses, and a variety of mainstream machine learning and data mining algorithms have …

Combination of Stacking with Genetic Algorithm Feature Selection to Improve Default Prediction in P2P Lending

DAA Pertiwi, K Ahmad, TL Nikmah… - … on Cybernetics and …, 2023 - ieeexplore.ieee.org
Lending Club has become a popular P2P lending platform in America and has increased
with a total loan of $13.4 billion in 2015. However, the development of the P2P market with …

Enhancing Credit Scoring Models: Unveiling the Impact of Data Preprocessing and Feature Selection Techniques: Case Study based on Microfinancial institution in …

J Nalić, Z Mašetić, I Djedović - 2024 23rd International …, 2024 - ieeexplore.ieee.org
In recent years, credit scoring has gained significant attention as an essential process in the
financial industry. With the growing adoption of machine learning techniques in different …

A novel ensemble model of multi-class credit assessment based on multi-source fusion theory

T Wang, R Liu, J Liu, G Qi - Journal of Intelligent & Fuzzy …, 2024 - content.iospress.com
With the development of artificial intelligence technology, the assessment method based on
machine learning, especially the ensemble learning method, has attracted more and more …

[HTML][HTML] ОЦЕНКА ВРЕМЕННОЙ СЛОЖНОСТИ ДЛЯ ЗАДАЧИ ПОИСКА ИДЕНТИЧНЫХ ТОВАРОВ ДЛЯ ЭЛЕКТРОННОЙ ТОРГОВОЙ ПЛОЩАДКИ НА …

ФВ Краснов - International Journal of Open Information …, 2023 - cyberleninka.ru
В данном исследовании рассматриваются решение задачи поиска идентичных
товаров для электронной торговой площадки. Данная задача является одной из …

Estimation of time complexity for the task of retrieval for identical products for an electronic trading platform based on the decomposition of machine learning models

F Krasnov - International Journal of Open Information Technologies, 2023 - injoit.ru
This paper scrutinize the solution of the problem of matching identical products for an
electronic trading platform. This task is one of the components of the recommendation …

[PDF][PDF] The Issues, Challenges and Impacts of Implementing Machine Learning in the Financial Services Sector

S Mndebele, T Mayayise - Proceedings of NEMISA Digital Skills …, 2023 - easychair.org
Abstract Machine learning (ML) is another branch of technology deemed valuable in the
financial sector because of its ability to assist organisations in identifying fraudulent …

[HTML][HTML] The Issues, Challenges and Impacts of Implementing Machine Learning in the Financial Services Sector: An Outcome of a Systematic Literature Review

S Mndebele - ai.nemisa.co.za
1.1 Objective The main aim of this paper is to uncover the extent to which machine learning
has been researched in the context of the issues, challenges, and impacts of implementing …