'All data is credit data': Constituting the unbanked

R Aitken - Competition & change, 2017 - journals.sagepub.com
Global financial and data capitalism has constituted new forms of knowledge, novel
inscriptions which make that knowledge tangible and new ways of visualizing sources of …

[PDF][PDF] Digital credit: A snapshot of the current landscape and open research questions

E Francis, J Blumenstock, J Robinson - CEGA White Paper, 2017 - ibread.org
Lack of access to finance is suspected to be an important impediment to development in low-
income countries. Some symptoms consistent with binding liquidity constraints include high …

Tecnologías Financieras: oportunidades y desafíos de las Fintech para la regulación, la educación y la inclusión financiera

IE Carballo - Revista CIES Escolme, 2020 - revista.escolme.edu.co
Las nuevas tecnologías financieras (Fintech) dan lugar a grandes oportunidades para la
economía y la inclusión financiera, pero también conllevan algunos aspectos desafiantes e …

Can a mobile credit-scoring model provide better accessibility to South African citizens requiring micro-lending?

MK Hendricks, A Budree - International Journal of …, 2019 - inderscienceonline.com
This paper investigates developing a conceptual model for credit scoring microfinance in
South Africa. This poses an issue as the demand for micro-lending arise primarily from the …

[PDF][PDF] Digitising social protection payments: Progress and prospects for financial inclusion

G Iazzolino - 2018 - econstor.eu
Over the past decade, the diffusion of digital technologies across emerging economies has
spurred expectations of transformative change in several fields, from agriculture to health to …

Beyond Credit History: Investigating the Psychological Characteristics of Creditworthy Borrowers in a Micro-Loan Context

N Mladentseva - 2023 - openaccess.city.ac.uk
Assessing the risk of loan non-payment (ie, borrower creditworthiness) is an important and
current problem in the credit industry. The over-reliance on credit history that is missing or …

Inclusión financiera: el reto de la proporcionalidad en la era digital

IE Carballo - 2020 - ri.conicet.gov.ar
Los objetivos de política económica en materia de estabilidad financiera, integridad
financiera y la protección financiera de los consumidores se encuentran en el centro de la …

Protecting Financial Consumer Data in Developing Countries: An Alternative to the Flawed Consent Model

K Kemp, RP Buckley - Geo. J. Int'l Aff., 2017 - HeinOnline
Katharine Kemp and Ross P. Buckley ig data analytics and other data-driven innovations
have recently been promoted as important tools for advancing digital financial inclusion in …

[PDF][PDF] Integration & Trade Journal: Volume 24: No. 46: December 2020: Blockchain an International Trade: New Technologies for a Bigger and Better Latin American …

PM García, R Rozemberg, M Barafani, K Suominen… - 2020 - publications.iadb.org
This journal will illustrate the advantages of Blockchain application in different spheres of
international trade operations, from the moment that an SME or large company decides to …

Essays in the Economics of Development and Behavior

E Francis - 2018 - escholarship.org
This dissertation consists of three self-contained chapters in economics. In the first chapter, I
study behavioral explanations for credit products usage and asset accumulation by …