We examine transitions into and out of car ownership among low-income households. We
use a novel online survey of US residents to investigate why households lose access to a …

A rich literature uses law and social science methods to better understand household
financial distress and overindebtedness both inside and outside of bankruptcy. This …

One in ten adult Americans has turned to the consumer bankruptcy system for help, often
after struggling for years to pay their debts. 1 Between 2009 and 2018 alone, over 11 million …

Good Girls, the popular American crime comedy-drama television series, follows the lives of
three women living in Detroit, Michigan. 1 The crime aspect of the show arises because all …

Automobiles have become part of America's infrastructure. For most people, having access
to a car is crucial to their livelihoods and they will take on significant amounts of debt to …

The racial gap in wealth in the United States is astonishing. A 2019 survey found that the
typical White family has eight times the wealth of the typical African American family and five …

Law has played a substantial yet largely uncredited role in shaping, and suppressing,
transportation policy debates. Transportation involves tradeoffs and competition for …

Gerald Bruner was asleep in his vehicle when the Knoxville police woke him up and ordered
him out of his car. 1 While he was being searched, Mr. Bruner was struck in the head by a …

Before the COVID-19 pandemic, auto loans outstanding in the United States had soared to
record highs. The boom in lending spanned new and used cars and traditional and …

In economics literature, public policies are often compared to the benchmark of a benevolent
regulator-one that maximizes social welfare while balancing the interests of all affected …