The digital economy is changing everything, including how we borrow money. In the wake of
the 2008 crisis, banks pulled back in their lending and, as a result, many consumers and …

The application of regulatory technology (RegTech) for monitoring comprehensive data
sources has gained increased importance. Nevertheless, previous research neglects that …

Behavioral finance presented in this book is the second-generation of behavioral finance.
The first generation, starting in the early 1980s, largely accepted standard finance's notion of …

The booming consumer finance sector has grappled with internal and external challenges,
which call forth strong regulatory responses to financial consumer protection (FCP). Existing …

The time before a person files bankruptcy is sometimes called the financial" sweatbox." 1
People in the financial sweatbox are on the brink of defaulting on their debts, which is when …

This symposium essay examines the double-edged nature of financial technologies in
financial transactions, especially transactions involving consumers. There are both benefits …

Traditionally, litigation has been the norm for resolving disputes. It takes place in a public
forum and face-to-face. In a global economy, however, such public and face-to-face dispute …

Technology moves fast and the law often struggles to keep up. 1 This is particularly true in
consumer finance, where new ways of constructing and delivering financial products can …

Automobiles have become part of America's infrastructure. For most people, having access
to a car is crucial to their livelihoods and they will take on significant amounts of debt to …

Digital financial services can introduce new digital-safety risks for users, particularly
survivors of intimate partner financial abuse (IPFA). To offer improved support for such users …