Background Consumer moral hazard refers to an increase in demand for health services or
a decrease in preventive care due to insurance coverage. This phenomenon as one of the …

Background: One of the ways for cost-sharing in health system that has been taken into
consideration in recent years in some developed countries is paying deductibles. In case of …

Purpose–This study aims to investigate how unethical corporate behavior of pharmaceutical
companies affects consumer behavior of German consumers, especially boycotts of over …

In this paper, I analyze whether premium refunds can reduce ex-post moral hazard behavior
in the health insurance market. I do so by estimating the effect of these refunds on different …

Background: Moral hazard is one of the main reasons for health market failure where supply-
side and demand-side interventions are used for its control and prevention. This study …

This study analyses the impact of two financially equivalent frames of a co-payment policy
on the choice between a co-payment policy and one with full cost recovery. It also examines …

The German health care system is characterized by a predominance of statutory health
insurance (SHI) funding and a private/public mix of providers (Bismarck model). Germany is …

Verhalten sich GKV-Versicherte entsprechend des Idealtypus des Homo Oeconomicus?
Oder wird den GKV-Versicherten eine Rationalität und ein Kalkül unterstellt, das nicht …

Zielsetzung: Die GKV (Gesetzliche Krankenversicherung) kann in Deutschland seit 2007
optionale Selbstbehalttarife anbieten. Fraglich ist, ob diese Tarife die Nachfrage nach …

Legislation put into effect in 2009 has dramatically altered the health insurance system in
Germany by introducing premium equality in order to foster new competition between the …