Feature selection in peer-to-peer lending based on hybrid modified grey wolf optimization with optimized decision tree for credit risk assessment

M Sam'an, M Mat Deris, Farikhin - International Journal of …, 2024 - Taylor & Francis
Lending platforms operating on a peer-to-peer (P2P) basis encounter the intricate challenge
of assessing borrower creditworthiness to minimize the risk of defaults. This study addresses …

Exploring the Machine Learning-Based Decision Tree Technique in Assessing Credit Risk Likelihood of P2P Fintech Lending for Effective Marketing

A Kaur, D Bhatnagar, G Singh - Neuromarketing's Role in …, 2025 - igi-global.com
Peer-to-Peer lending as a significant alternative finance source in reducing the credit gap
worldwide. It is an innovative Fintech business model that integrates lenders and borrowers …

Effective Marketing

D Bhatnagar, G Singh - Neuromarketing's Role in Sustainable …, 2024 - books.google.com
Peer-to-Peer lending as a significant alternative finance source in reducing the credit gap
worldwide. It is an innovative Fintech business model that integrates lenders and borrowers …