In 2016, Chile implemented a policy of free higher education (gratuity) for secondary school
graduates from families in the lower income range. One of the stated objectives of the new …

ABSTRACT A hallmark of English higher education (HE) over the last twenty years has been
policies seeking to increase provider competition and student choice. Central to this has …

Student borrowing is a major higher education public policy issue, with students in both
England and the United States increasingly relying on loans to finance postsecondary …

Due to the increased financial pressure—exacerbated by the COVID‐19 pandemic—that
students in higher education need to endure, considerable attention is being drawn towards …

Indebtedness among university students is a recurring problem that needs to be addressed.
Previous studies have illustrated the situation regarding credit cards and college students …

This article analyses the interaction between two policy areas affecting young people in
England–housing and student funding. It is the first of its kind exploring a range of dynamics …

The availability heuristic is a cognitive bias that affects various aspects of decision-making,
including financial decisions. Based on a randomized controlled experiment, this study …

Abstract In 2020–2021, 94% of undergraduates in England took out government-backed
loans to fund their higher education. The growing and widespread use of student loans in …

Abstract Existing Predictive Learning Analytics (PLA) systems utilising machine learning
models show they can improve teacher practice and, at the same time, student outcomes …

In the founding document of the British welfare state, the Beveridge Report,'ignorance'was
identified as one of the 'five giants on the road of reconstruction'. Dealing with ignorance …