Recent research has established that the Community Reinvestment Act (CRA) has
increased mortgage lending in low-income and minority communities. This study examines …

This research assesses the relationship between subprime lending rates among applicants
to traditional and fintech mortgage lenders and metropolitan-level racial and ethnic …

This paper addresses the question of racial and ethnic discrimination and geographic
redlining in Los Angeles County mortgage markets using 1990 Home Mortgage Disclosure …

We apply a cross-regional probit analysis to examine the existence or otherwise of the
discriminatory practice of “redlining” in housing loan lending practices of banks in …

This article presents an interpretive progress report on the neighborhood‐level effects of
homeownership policy. The expansion of targeted lending initiatives has created …

This research uses St. Louis, Missouri's proposed Delmar Loop Transit-oriented
development (TOD) site as a case study to identify how private interests overshadow overall …

This paper analyzes bank lending activities for owner-occupied housing loan extensions to
minority members of Mississippi's population. We analyze data on housing loan applications …

Reveals that there is still, in most US cities, deep segregation of the racial kind, even though
this has improved over latter times. Posits that while racists seem to have the power to …

Several aspects of the financial marketplace are presently converging to promote low-
income and minority homeownership in the United States. These include programs by the …

The dissertation analyzes multilevel models to predict mortgage origination and the
allocation of subprime credit pre-and-post Great Recession. With representative samples …