More than two million US households have an eviction case filed against them each year.
Policy makers at the federal, state, and local levels are increasingly pursuing policies to …

Abstract Communities across the United States are reconsidering the public safety benefits
of prosecuting nonviolent misdemeanor offenses, yet there is little empirical evidence to …

Millions of American renter households every year are threatened with eviction, an event
associated with severe negative impacts on health and economic well-being. Yet we know …

Over 20 percent of prison and jail inmates in the United States are currently awaiting trial,
but little is known about the impact of pretrial detention on defendants. This paper uses the …

We propose a nonparametric test for the exclusion and monotonicity assumptions invoked in
instrumental variable (IV) designs based on the random assignment of cases to judges. We …

Early life exposure to local financial institutions increases household financial inclusion and
leads to long-term improvements in consumer credit outcomes. We identify the effect of local …

Payday loans are used by millions of Americans every year despite their annualized interest
rates of several hundred percent. We provide new evidence on the consequences of payday …

This paper draws on nationally representative survey data from 11 emerging and developed
economies to measure consumer financial well-being and provide a systematic analysis of …

Each year, more than two million US households have an eviction case filed against them.
Many cities have recently implemented policies aimed at reducing the number of evictions …

We use practice variation across physicians to uncover the role of medical care in causing
opioid dependence. Using health records of 2 million US veterans with emergency …