This study examines the relationship between bank competition and informal household
credit. Using data from four rounds of the China Household Finance Survey (CHFS), we find …

This article focuses on the narratives that are developing in the household debt arena
through a systematic and in-depth examination of the literature. The article used co …

A rapid increase in household debt is undeniably a main concern among policymakers.
Studies indicating the damaging effect of rapid rise in household debt towards economic …

In this paper, we attempt to unpack the nature of revealed inconsistencies in two measures
of risk preferences for a sample of young African South Africans. The first measure is a self …

The rapid increase in household debt since the 1980s has significantly transformed
economic environments and raised substantial concerns regarding financial stability …

This paper analyzes relationships between Swedish bank customers' risk appetite and their
financial assets and debt, controlling for demographic, socioeconomic, financial and …

We investigate the determinants of the level of desired total, secured, and unsecured debt
for a panel of Italian households over the period 1989–2016, accounting for both left …

This paper analyses how financial outreach affects the probability of households having
financial constraint (ie being 'discouraged'and 'rejected'for loan applications). We show that …