Family Takaful is one of the service sectors that are expected to continue to drive growth in
the economy. Thus, the family Takaful market continues to play an important role in …

Life insurers often claim that the life settlement industry reduces their surrender profits and
leads to an adverse shift in their portfolio of insured risks; that is, high risks remain in the …

Secondary life insurance markets are growing rapidly. From nearly no transactions in 1980,
a wide variety of similar products in this market has developed, including viatical …

The aim of this article was to evaluate the viability of Universal Life insurance (UL) in Brazil
from two perspectives: from the individual viewpoint of policyholders, considering different …

The life insurance market is characterized by widely disparate prices for a largely
homogeneous product. To gain insight on the factors behind life insurance price …

This paper examines the profit testing of life insurance companies that issue participating
policies, type B and type A universal life policies, and variable annuities with guaranteed …

Universal life policies are the most popular insurance contract design in the United States.
They provide either a level death benefit paying a fixed face amount or an increasing death …

For most consumers, life insurance is an essential component of long-term financial
planning. Although life insurance is designed as a long-term contract, replacement of …

This paper examines the profit testing of life insurance companies that issue participating
policies, type B and type A universal life policies, and variable annuities with guaranteed …

The aim of this article was to evaluate the viability of Universal Life insurance (UL) in Brazil
from two perspectives: from the individual viewpoint of policyholders, considering different …