This paper proposes and validates a comprehensive model of consumer acceptance in the
context of offline e-cash payment. It modifies the unified theory of acceptance and the use of …

Life settlements (LSs) can be considered a novel and innovative financial asset in countries
where they are not yet established. This paper aims to assess the attitude (ATT) of …

The most significant market for life settlements (LSs) is the US LSs are not present in some
European countries, such as Spain, and can therefore be seen as a novel and innovative …

Industry 4.0 profoundly impacts the insurance sector, as evidenced by the significant growth
of insurtech. One of these technologies is chatbots, which enable policyholders to …

SIPLah is an inventive process for purchasing goods and services in educational
institutions. It facilitates the reporting process by providing online marketplace partners, non …

Evaluation is a level of measure that gives an idea of how far a predetermined and planned
target can be achieved. In the field of government, evaluation is one of the important aspects …

Realiti sistem perundangan syariah yang semakin mencabar dalam persekitaran global
masa kini memerlukan penyampaian perkhidmatan yang pantas dan efisien dalam …

The purpose of this study is to determine the acceptable level of a proposed automated
learning style detection system. This system was tested among teachers in schools based …

Realiti sistem perundangan syariah yang semakin mencabar dalam persekitaran global
masa kini memerlukan penyampaian perkhidmatan yang pantas dan efisien dalam …